Don't Fall for the Retail Credit Card Discounts
Retail stores attract new customers by offering 10-20% off your purchase if you open a new card. The catch is that you must make a purchase on your credit card to get this discount. Even when they send you coupons in the mail offering $25 off, the fine print says that you must use the credit card in oder to redeem the coupons. Here's how to enjoy those benefits...
Personal Finance
Personal finance management is a critical component in the overall success of healthy living. Your personal finances can dictate your path for better or for worse. KLC Management can help clients realize that properly managing your finances will produce greater self-management. Each individual will receive a snapshot and summary of their cultural financial situation. The summary will explain your current financial situation with recommendations to improve it.
Training for personal finance management includes:
Budgeting
Bill Payment
Balancing Check Registers
Planning & Forecasting
Education on debt reduction & savings
Fees for personal finance management
are based on client need and discussed after initial consultation. The
summary includes copies of your credit reports and scores,
debt-to-income ratio, debt payment prioritization and recommendations
to improve your financial situation.The set-up process includes pulling your credit history and establishing account access if applicable.
